Live in UAE & KSA

GULF-FIRST
PAYMENTS.

The unified gateway for UAE and KSA businesses. Accept Mada, KNET, Apple Pay and cards with a single integration — next-day payouts, built for the Gulf.

Processed today

AED 4,218,472

Uptime

99.99%

Avg. auth

180ms

•••• 4012
ASHASH
Card Holder
•••• •••• •••• 8829
M. AL-HASHIMI12/28

Payment Success

TXN #99210 · AED 1,248.00

99.99% UPTIMEPCI DSS LEVEL 1UAE + KSA COMPLIANT180MS AVG AUTHAPPLE PAY · MADA · KNETNEXT-DAY PAYOUTS
99.99% UPTIMEPCI DSS LEVEL 1UAE + KSA COMPLIANT180MS AVG AUTHAPPLE PAY · MADA · KNETNEXT-DAY PAYOUTS

One integration · Every Gulf payment method

APPLE PAYGOOGLE PAYMADAKNETBENEFITVISAMASTERCARDSTC PAYTABBYTAMARAAPPLE PAYGOOGLE PAYMADAKNETBENEFITVISAMASTERCARDSTC PAYTABBYTAMARA

Products

Engineered for scale.

Everything you need to launch, scale, and dominate the Gulf payments space — one dashboard, one settlement.

/ 01

Payment Links

Generate secure links and get paid via WhatsApp, SMS or email in seconds — no code required.

Create a link

/ 02

Hosted Checkout

A branded checkout tuned for maximum Gulf conversion. Apple Pay, Mada, KNET and cards — EN + AR, RTL-native.

See a live demo

/ 03

Gateway API

REST + webhooks for builders. Typed SDKs, idempotency, and clean endpoints — production-ready from day one.

Read the API docs

Developers

Engineered for
reliability.

Typed SDKs, signed webhooks, idempotency keys and realistic Mada + KNET sandbox flows. Drop-in SDKs and clear docs get you from test key to live in an afternoon.

  • REST · JSON · TLS 1.3
  • Node, PHP, Python and .NET SDKs
  • Webhook signature verification (HMAC-SHA256)
  • Sandbox with realistic Mada + KNET test cards
checkout.ts
import ashash from "@ashashpay/node";

// Create a checkout session
const session = await ashash.checkout.create({
  amount: 1248_00,          // fils / halalas
  currency: "AED",
  customer: { name: "Layla Al Mansoori" },
  methods: ["applepay", "mada", "knet", "card"],
  success_url: "https://alreef.ae/thanks",
});

console.log(session.payment_url);

Pricing

No hidden fees.

Simple, transparent per-transaction pricing at any scale.

Starter

2.9%+ 1 AED

Perfect for small stores, freelancers and social commerce in UAE.

Choose plan
Most popular

Business

2.4%+ 1 AED

Discounted rates for scaling businesses across UAE + KSA. Priority support.

Get started

Enterprise

Custom≥ 5M AED / mo

Interchange++, dedicated IBAN, uptime SLA and named account manager.

Contact us

Prices in AED for UAE merchants. SAR available for KSA. Cross-border +1.5%. Refunds free.

FAQ

Questions, answered.

Everything merchants ask us before going live.

Apple Pay, Google Pay, Mada (KSA), KNET (Kuwait), Benefit (Bahrain), Visa, Mastercard, STC Pay, Tabby and Tamara — all through one integration and one settlement.

Next-day payouts on the Starter plan for UAE and KSA merchants. Local rails (Mada, KNET, Benefit) settle in T+1 to your business IBAN.

Yes. Our Gateway API follows standard REST conventions used across Gulf payment providers, so most integrations migrate by updating the base URL, API key, and webhook secret — your existing code structure keeps working.

A valid UAE or KSA trade licence, ID of the authorised signatory, MOA/AOA, proof of address and a company bank statement. Upload everything from the onboarding flow.

Yes. PCI-DSS Level 1 with 3D Secure 2, tokenisation and signed webhooks (HMAC-SHA256). Sensitive card data never touches your servers.

2.9% + AED 1.00 on Starter, 2.4% + AED 1.00 on Business, and custom interchange++ for volume above AED 5M / month. No setup fees, no monthly minimums.

Still have questions? Talk to our team

READY TO GO LIVE?

Open a merchant account with your UAE or KSA trade licence and start accepting payments the same day.